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The Cabinet Spot has partnered with Bread to offer our customers a quick and easy way to apply for financing terms. Now, you can purchase your dream kitchen today and pay for it over time

How does it work?

You may click on apply now button below or on the “as low as/month” button in your shopping cart to apply. Simply fill the basic information that is requested on the form. Pre-qualification does not affect your credit score. Bread is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Bread’s application window. You may also continue shopping to complete all of the items needed to complete your kitchen order and once you return, you can use Bread as your checkout option and complete your order. You will receive a confirmation email from our system with your order number.. When your loan has started, Bread will contact your direct to coordinate payments.

“**Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.”
Why was I not approved? Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can contact them directly at or 844.992.7323. You should also receive a notice from Bread regarding your application.
FAQ Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread’s financing program, you can contact them directly at or 844.992.7323.